Some persist with some bogus cr*p about 0% interest for a year. It's insane! I always reply that I don't "do" credit cards. They harrass you again that the checkout counter. Stores have people at the door to harrass you into getting one of these stupid cards unpon entry. The first time I heard it I actually asked them if they were kidding. I love it when they offer me 10% off my first purchase to get a card that will charge me 21% interest for everything I buy from then on using the card. Wow Red! Long time no hear!!! I wouldn't put it past the credit folks to do anything rotten! I agree with Rick on doing a good job elimnating debt from cards:). Mind you, I will still send in my next payment when it's due, BUT then if they cash both of my checks I will overpay them. My friend thinks my credit card company will apply my extra payment when my next payment is due. I mentioned this problem to a friend of mine who told me that, in this economy, some credit card companies hold off applying payments to peoples' balances so they can gain as much interest on the money as possible. I hate to do that if somehow they do have it or get it in the next few days. Now, I've been debating whether or not to put a "stop check" payment on this check. This month I sent in an extra payment two weeks ago, but my extra payment didn't cleared so I called the credit card company and asked if they had received my check but just hadn't processed it. ![]() ![]() Here's my question:Įvery 3-4 months, if I have extra money, I send in an extra payment. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.I'm working to pay off my credit card completely and that should be a reality next month. Houzz Mastercard® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Mastercard International Incorporated. Houzz Credit Card Accounts are issued by Comenity Capital Bank. Click here for important rate, fee, and other cost information.Ĭredit card offers are subject to credit approval. Maximum of $50 in Houzz Reward Dollars.ħ. Offer is exclusive to Houzz Mastercard® Credit Card holders enrolled in the Houzz program. For Full Benefits Terms and Conditions, please see your Guide to Benefits or call 1-800-Mastercard.Ħ. Certain terms, conditions, and exclusions apply. Mastercard Card benefits are benefits associated with Mastercard. Offer is exclusive to Houzz Mastercard® Credit Card holders enrolled in the Houzz program.ĥ. Each seller ships independently of other sellers. Existing Cardholders: see your credit card agreement for Account terms. Minimum interest charge is $2 in any billing period in which interest is due. As of April 2023, terms for new Accounts: Variable purchase APR of 32.24%. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. You may have to pay more than the minimum payment to avoid accrued interest charges. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. Minimum payments are required for each Credit Plan. ![]() Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Offer is exclusive to Houzz Credit Card or Houzz Mastercard® credit card holders enrolled in the Houzz Rewards program. For full Rewards Terms and Conditions, please see. This rewards program is provided by Houzz and its terms may change at any time. Interest will be charged to your Account from the purchase date if the purchase balance is not paid in full within the promotional period.Įnjoy identity theft resolution services, zero liability protection and moreġ. On purchases of $700 for a single item made with your Houzz Credit Card. No interest if paid in full within 12 months 3 Interest will be charged to your Account from the purchase date if the purchase balance is not paid in full within the promotional period. On purchases of $350 for a single item made with your Houzz Credit Card. No interest if paid in full within 6 months 3 When you spend $500 on your card outside Houzz in the first 90 days of account openingĮvery time you use your card to shop on HouzzĮvery time you use your card outside of Houzz In Houzz Reward Dollars after you open and use your card on Houzz
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